Funds in minutes, at the lowest rate you qualify for.
Unsecured · disbursed in minutes for pre-approved customers. Compare 8 live offers, model your exact EMI, and see your pre-approved limit instantly.
Locked for the full term — your EMI never changes.
Indicatively eligible for this. Final offer is subject to a bureau check & lender verification.
8 personal loan offers
| Lender | Rate (p.a.) | EMI · ₹10.0 L | Fee | Max | |
|---|---|---|---|---|---|
 HDFC BankPre-approved Disbursed in 1 hr | 10.50% | 1% | ₹40.0 L | Apply | |
 IDFC FIRST BankInstant Zero foreclosure fee | 10.75% | 2% | ₹40.0 L | Apply | |
 ICICI Bank InstaLoan · 3-yr end | 10.75% | 1.5% | ₹50.0 L | Apply | |
 Axis BankPre-approved 24/7 disbursal | 10.99% | 1.5% | ₹40.0 L | Apply | |
 Tata CapitalBalance transfer Free part-prepay | 10.99% | 1.75% | ₹35.0 L | Apply | |
 Bajaj FinservInstant Flexi withdraw | 11.00% | 1.5% | ₹35.0 L | Apply | |
 State Bank of IndiaNo foreclosure Xpress Credit | 11.15% | 1.5% | ₹20.0 L | Apply | |
 Kotak MahindraBalance transfer Pre-approved | 11.25% | 2% | ₹35.0 L | Apply |
EMIs shown for ₹10.0 L over 4 years. Rates are indicative, subject to credit assessment, and revised periodically by each lender.
Plan your personal loan
Model your monthly EMI across amount & tenure.
OpenSee your FOIR-based pre-approved limit, instantly.
OpenSort every offer by rate, EMI or processing fee.
OpenMove a high-rate loan and save on interest.
OpenPart-prepay rules and zero-foreclosure options.
OpenPre-approved customers funded in minutes.
OpenHow to get a personal loan
Move the calculator sliders or run a soft eligibility check — no credit-score impact.
We rank 8 lenders by real EMI, rate and processing fee on your numbers.
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Trusted by borrowers across India
“Compared six lenders in one place and saw my real EMI before applying. Funded the same evening.”
“Moved a 16% loan to 11% and the calculator showed exactly what I would save. No surprises.”
“The soft eligibility check meant no hit to my score while I shopped around. Clean, honest UX.”
Personal Loan FAQs
Among the offers here the lowest is 10.5% p.a. (HDFC / IDFC FIRST for pre-approved, prime-bureau customers). Your final rate depends on CIBIL, income stability and FOIR.